Why Choose ATI Boat Insurance
Although boat insurance isn’t required by law, it’s good to have so you can protect your property. Sometimes, you can get boat insured tacked on to an existing policy, however, that coverage typically comes with size restrictions and limits on the amount of coverage offered. Therefore, having a separate boat insurance policy with specialized coverage ensures that your boat or personal watercraft is protected all year round.
If you have a lienholder, they may require you to have certain coverages until the vessel is paid off. Like lienholders, some docks or marinas may require you to have certain coverages for your boat as well. However, this should bring you peace of mind, as having specialized coverage regardless of where you keep your boat means your boat and you are covered.
ATI has been selling boat insurance policies in Georgia for 50 years. Our customers can attest to our dependability and affordability. Choose ATI if you are looking for affordable boat insurance policies and excellent customer service.
Coverage Options in a Boat Insurance Policy
There’s a lot of responsibility when it comes to owning a boat or personal watercraft, so boat insurance protects you against the unique situations associated with it. Coverage in a boat insurance policy may include:
This covers damages from any event that wasn’t the result of a collision. Typically, damages from fires, harsh winds, thunderstorms, other weather-related incidents, and vandalism or theft are covered in a comprehensive plan.
Collision coverage is designed to cover damages resulting from any type of collision. This includes collisions with submerged objects, docks, or other vessels.
This includes towing assistance, fuel delivery, or battery replacement if needed while you’re out on the water.
- Property damage liability coverage covers damage to another vessel or property (such as a dock) that you are liable for.
- Bodily injury liability pays for the medical costs associated with injury to another person for which your boat was responsible.
This covers bodily injury or property damage to you and your boat if you’re in a collision with an uninsured boater.
This would replace any personal equipment or other property if stolen or lost.
This would cover medical payments if someone is injured on your boat during an accident. For example, if someone is injured when a strong gust of wind blows, and health insurance won’t cover it, then you can use this plan to help pay for medical costs.
Above are just some of the special coverages that we can offer in boat insurance policies. If you would like to learn more about about what ATI can do for you, give us a call or click the button below to get a quote.