Commercial Property & Casualty Insurance

ATI offers comprehensive Commercial Property & Casualty Insurance policies to Georgia companies at the State's most affordable prices.

ATI insurance agents bilingual spanish english chinese korean speaking

Why Choose ATI Commercial Property & Casualty Insurance

When you own a business, you need to everything you can to protect its assets. This is where commercial property and casualty insurance becomes necessary. Although these plans cover different aspects of your business, they are usually lumped together and sold in one policy.

Commercial property and casualty insurance provide financial protection for your business in the event your physical property is damaged, or a customer is hurt on your premises. However, it’s important to understand what each plan covers individually before purchasing a policy so you can think about your individual needs.

Get Quote

Commercial Property Insurance

Commercial property insurance provides financial coverage to buildings owned by your business and any additional property, such as equipment or tools. The policy covers loss in the event of theft, vandalism, weather and other types of accidents.

Rates vary by the amount covered and also by whether you choose a cash value reimbursement or replacement plan. A cash value reimbursement means the insurance company will send you a check in the estimated amount of loss whereas a replacement plan means the insurance company will work to replace the lost/damaged items for you.

Get Quote
commercial property and casualty insurance atlanta georgia
commercial property and casualty insurance atlanta georgia

Commercial Property Insurance

Commercial property insurance provides financial coverage to buildings owned by your business and any additional property, such as equipment or tools. The policy covers loss in the event of theft, vandalism, weather and other types of accidents.

Rates vary by the amount covered and also by whether you choose a cash value reimbursement or replacement plan. A cash value reimbursement means the insurance company will send you a check in the estimated amount of loss whereas a replacement plan means the insurance company will work to replace the lost/damaged items for you.

Get Quote
commercial casualty insurance cyber insurance cybercrime

Commercial Casualty Insurance

Casualty insurance basically works like liability insurance. In some cases, umbrella policies are added to casualty insurance to extend the coverage. Umbrella policies offer added coverage which provide protection for situations that typically aren’t covered in a basic insurance plan.

If anyone is hurt on your business’s property, then casualty insurance can pay for medical expenses, legal fees, and settlement costs up to the policy limits. Furthermore, casualty insurance can also consist of the following types of coverage:

This coverage is designed for companies that provide professional services, such as medical professionals, attorneys, and consultants. It acts as liability coverage if a client experiences a grievance due to the service provider’s negligence.

This coverage was originally designed for technology companies and protected their clients against comprised information. However, since most companies now operate to some extend online, any business can benefit from this coverage.

This provides coverages for injuries sustained outside of the United States but under the responsibility of your business.

Looking for commercial property and casualty insurance rates? Call an ATI agent today!

Get Quote